For growing businesses

Stop guessing which
capital actually fits

Most businesses waste months chasing the wrong funding. OnPoint maps every capital option to your stage, goals, and cash flow, then ranks what fits. One platform. Clear answers.

Get your capital match → Free. Takes 2 minutes. No account needed.
No data selling — your info stays with us
7 capital types analyzed
Free — no account required
33M
US small businesses underserved by capital advisory
82%
fail due to cash flow and wrong-fit funding
7+
capital types analyzed and ranked by fit

The capital landscape is broken for small business

Wrong-fit applications

28% of SMBs say funding offers were so far from their needs they were a complete waste of time. OnPoint shows you what fits before you apply.

Fragmented information

Funding options are scattered across dozens of platforms, each pushing their own product. Nobody shows you the full picture, ranked by fit.

Wasted months

The average SMB spends 33 hours on a single loan application. Multiply that across three wrong-fit attempts and you've lost a quarter.

No strategic layer

Banks sell loans. VCs sell equity. Advisors charge retainers. Nobody aligns your capital strategy to where your business actually is.

How it works

Capital clarity in three steps

01

Tell us about your business

A 2-minute intake covers your revenue, stage, goals, and industry. No account needed — just your business context.

02

Get matched to the right capital

Our AI analyzes 7+ funding types — SBA loans, revenue-based financing, grants, angel investment, lines of credit, and more — ranked by fit for your specific situation.

03

Apply with confidence

See your approval odds before you apply. Understand exactly why each option fits, what it costs, and which to prioritize. No more guessing, no more wasted applications.

Every business deserves a capital strategy, not just the ones that can afford advisors

OnPoint is building the alignment layer between businesses and capital. Not another marketplace. Not another lender. A clear-eyed system that tells you which money fits and why, so you spend your time growing instead of guessing.

Get your free capital match →