Free pre-qualification

Find out exactly which loans
you qualify for — in 2 minutes

OnPoint's Capital Match Engine analyzes your business against 7 funding types and tells you your approval odds before you touch a single application. No guessing, no hard pull, no broker fees.

Start your free assessment → Free. No account. No hard credit pull.
No hard credit pull
Results in under 2 minutes
Your data is never sold
What you get

A complete funding picture — not just a list of options

Most pre-qualification tools tell you which products are available. OnPoint tells you which ones fit your business specifically, why, and in what order to pursue them.

📊

7 capital types ranked by fit

SBA loans, lines of credit, equipment financing, revenue-based financing, term loans, grants, and equity — each scored 0–100 against your profile. You see exactly where you stand.

🎯

Approval odds estimate

For each capital type, we show your estimated approval probability — strong, moderate, or low — based on where your metrics land relative to typical lender thresholds.

💰

True cost breakdown

Not just rate — the real cost. We show estimated APR, total amount repaid, and monthly payment for each funding type so you're comparing apples to apples.

What to fix first

If you're not a strong fit for a capital type you want, we tell you exactly which factors are holding you back — credit score, time in business, revenue thresholds — and how far off you are.

From intake to results in under 2 minutes

Three steps. No account. No commitment. Just clarity on where you stand.

01

Tell us about your business

Basic info about your revenue, time in business, credit range, industry, and what you're looking to fund. Takes about 90 seconds. No EIN or financial statements required.

02

Our engine runs the analysis

We score your profile against the eligibility criteria and approval benchmarks for all 7 capital types. The analysis runs instantly and weights your inputs against real lender thresholds.

03

See your ranked results

Results are presented as a ranked list — strongest fit first. Each card shows your fit score, approval odds, estimated cost range, and what makes it a strong or weak match for your situation.

What the assessment covers

Three sections. No sensitive data required.

We only ask what we need to score your eligibility. No SSN, no bank statements, no tax returns. You can complete the full assessment with general estimates.

Section 01

Business basics

Industry, years in operation, number of employees, business structure, and location. Establishes your eligibility baseline.

Section 02

Financial snapshot

Annual revenue range, average monthly revenue, credit score range, and outstanding debt. Ranges accepted — no exact numbers needed.

Section 03

Capital goals (optional)

What you need the capital for, how much you're looking for, and your preferred timeline. Helps refine recommendations but isn't required.

Your data is private. Always.

No hard credit pull. We never run a hard inquiry. The credit range you provide is used only for scoring — we don't access your credit report.
We don't sell your data. Your information stays with OnPoint. We don't share it with lenders, brokers, or data resellers.
No account required. You can complete the full assessment and see your results without creating an account or providing a phone number.
Results are yours. Your match report is accessible via a shareable link so you can revisit or share it with your accountant or advisor.

Start your free assessment — takes 2 minutes

No guesswork, no broker, no credit pull. Just a clear picture of which funding fits your business and what it will actually cost you.

Start your free assessment → Free. No account. No hard pull. Results instant.