Resources

Small Business Funding,
Explained Straight

No fluff, no jargon. Practical guides to SBA loans, alternative capital, and how to find funding that actually fits your business.

All Articles

Revenue-Based Financing vs. Traditional Business Loans

How RBF works, who it's best for, and the real cost comparison — including factor rate to APR conversion that most borrowers never see.

April 21, 2026 · 9 min Read →

5 Types of Business Funding Most Small Businesses Don't Know About

Equipment financing, merchant cash advances, crowdfunding, grants, and SBA Microloans — the underused options with real pros, cons, and when to use each.

April 21, 2026 · 10 min Read →

How to Qualify for an SBA Loan in 2026

Eligibility criteria, the Five Cs lenders evaluate, full documentation checklist, realistic timeline, and why 50% of applications get rejected.

April 21, 2026 · 8 min Read →

Stop guessing which funding fits your business

OnPoint's free assessment matches you to SBA loans, equipment financing, RBF, or other options based on your revenue, credit profile, and timing — in 3 minutes.

Get your personalized funding match Free · No account required · No hard credit pull